If you're hoping for a comfortable life in retirement, spend some time learning about your Superannuation (Super). Taking a few steps now could significantly boost your Super and make a big difference to your future lifestyle.

Raj has represented several multi jurisdictional Trustee and Pension institutions globally and has direct experience working for Australian Superannuation providers. 

He has travelled the world conducting Expat seminars and is based from Malaysia residing between Kuala Lumpur and Johor Bahru. Raj also travels throughout the region speaking at events and meeting clients overseas. In Malaysia he Chairs the Malaysia Australia Business Council – Southern Region and sits on the State Liaison Committee for Malaysia Crime Prevention Federation.

Raj has developed a vast range of service offerings from wealth protection and wealth creation partners, only works with licensed and regulated entities to provide solutions for Expatriates whilst working overseas regardless of their future goals and objectives.



If you’re hoping for a comfortable life in retirement, spend some time learning about your Superannuation (Super). Taking a few steps now could significantly boost your Super and make a big difference to your future lifestyle.

What is Super?

Superannuation is a tax effective way to save for your retirement. It's similar to a managed fund where your money is pooled with other members' money and invested on your behalf by professional investment managers. Generally you will not be able to access this money until you retire.​​

Managing your Super

Money in your super fund account is invested by your super fund. Most super funds offer a variety of investment options. These usually include pre-mixed options that will contain a mix of different asset classes, and single sector options such as cash, property and shares.​

Contributing to your Super

There are typically three types of super contributions:​
• Employer contributions
• Personal contributions
• Government contributions

Download Super guide e-book

Download E-Book


  • Consolidate all your Supers into ONE simple low-cost Australian Superannuation Fund.

  • We can guide you on investment portfolios and international tax advantages whilst working overseas.

  • Transfer and consolidate your foreign pensions into your Super if you’ve worked overseas (UK pension transfers – you must be 55 years old or above.

  • You can get income protection up to $20,000AUD per month at 75% of your income and have premiums paid from your Super (no medical required).

  • Invest into a range of low-cost AUD, GBP and USD investments.

  • Get total permanent and disability cover of up to  $500,000AUD automatically (no medical required).

Comprehensive Guidance Across a Range of Areas and Services

Guidance specialising in family practice, Pensions and Trusts, I challenge my clients to manage their wealth not for the world we are living in, but for the world we will be living in.

This requires innovative thinking and looking beyond what is happening in the moment or how things were done in the past so that the wealth they’ve worked so hard to attain, continues to grow and is protected for future generations.

My Recent Blog Posts

These my are the latest blog posts on Superannuation related updates. If you have any questions or feedback about the advice, feel free to leave your comment below.

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